Sonaqor helps individuals and institutions understand how people think, act, and make decisions with money. Upload a statement or explore the full intelligence app to see behavior come alive in real time.
We convert financial activity into behavioral interpretations that reveal habits, tendencies, motivations, and early signals of change. No technical complexity. Just clear, human-centered understanding.
A single engine that explains financial behavior. You see the patterns. We keep the intelligence secure.
Instant preview for individuals and teams. Upload a statement, get a behavioral snapshot.
The complete conversational behavioral intelligence experience. Designed for deep understanding.
Numbers show transactions. Behavior shows people. Traditional finance only tells you what was spent or saved.
"Behavior creates context. Context creates clarity."
Complete coverage across all major Nigerian banks with industry-leading accuracy and speed.
1,045+ transactions tested across all banks
From credit decisioning to fraud prevention, see how behavioral intelligence transforms financial operations.
Understand who can pay you back—not just who has paid others back. See income consistency, spending discipline, and financial resilience in real time.
Predict repayment likelihood through spending behavior and financial patterns.
Validate income stability and employment patterns automatically.
Tailor loan amounts and terms to individual behavioral profiles.
Catch what rules miss. Detect fraud by understanding what normal looks like for each person—then flagging anything that doesn't fit.
Identify unusual spikes in transaction frequency or volume.
Analyze patterns in who users transact with and flag anomalies.
Get a risk score based on behavioral deviation from baseline.
Help users understand their money habits and make better financial decisions through personalized insights.
Show users their behavioral patterns and tendencies.
Suggest savings strategies based on individual behavior.
Monitor behavioral health scores over time.
Built on a foundation of trust and clarity.
Make complex behavior easy to understand.
Protect intelligence and user data.
Treat behavior as real lives, not numbers.
Improve as users and markets evolve.
Intelligence for everyone, everywhere.
You focus on understanding people. We handle the complexity behind the scenes.